Services

How can we help you? We have great financing available to those who qualify.

 

   

Our Services

Newest Services

Financing:

  • Interest Rate: The rate you receive depends on your credit score and your income-to-debt ratio (how much you earn compared to how much you owe). When you ask us to finance your project, we shop for the best interest rate for you.
  • Monthly Payments: If your credit is good, we can get a loan for as little as $50 a month.
  • Timely Approval: We can let you know within a day what kind of financing and interest rate we can get for you.

Send us an e-mail or give us a call so we can get an application to you.

 

Financing Options

  • FHAs Energy Efficient Mortgage program (EEM) helps homebuyers or homeowners save money on utility bills by enabling them to finance the cost of adding energy efficiency features to new or existing housing as part of their FHA insured home purchase or refinancing mortgage. FHA EEMs provide mortgage insurance for a person to purchase or refinance a principal residence and incorporate the cost of energy efficient improvements into the mortgage The borrower does not have to qualify for the additional money and does not make a downpayment on it.
  • 203K enables homebuyers and homeowners to finance both the purchase or refinancing of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home. Allows homeowners to borrow 110% appraised value of property after rehabilitation or value of property plus the cost of rehabilitation.
  • FHA Title One Program with no equity: interest as low as 7%, low down payment, and low monthly payments. FICA score needs to be at least 575.
  • 1st, 2nd, 3rd Mortgages with varying interest rates and terms.
  • Signature Loans: higher interest rates, but less in closing costs. They are loans made without placing a lien on the house.
  • Master Card/Visa
  • Deferred Payments: sometimes we can postpone the date of your first payment. We can defer payments up to a year depending on your credi score.
  • 90 Days Same as Cash: must have great credit scores. Once the work is completed, you can wait 90 days to pay. There is no interest and no closing costs.
  • Consolidation Loans: combine several loans into one easy payment.
  • Reverse Mortgages: up to 95% of the equity in your home. You must be a senior citizen and have equity in your home. *Ask for more information on this type of mortgage.*

Questions? Just call 303-238-8571

 

Some exceptions may apply.